If you are faced with an unexpected bill that you're having trouble paying for, you do have some options. One is to ask your veterinarian if you could follow a weekly or monthly payment plan until you've paid off your bill in full. Another option is to contact your specific breed's National Club as some clubs sets aside veterinary financial assistance funds. You may also be able to find some assistance closer to home by explaining the situation to your family and friends and asking them each for a $20 loan. If you're still at a loss, consider using a credit card, taking out a loan, borrowing from an insurance policy or savings fund, or getting a salary advance from your employer.
If your pet is in need of a costly procedure, there are some things that you can do in advance. First, get a second opinion, just as you would regarding your own health. The same services can cost different amounts at different vets. You can also contact your local shelter as they may be able to connect you with subsidized clinics or veterinary assistance programs. When it comes to costly prescriptions, ask your veterinarian to write you a prescription note. Many medications that pets require are the same as those taken by humans and they can be much less expensive when acquired from a regular pharmacy.
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